FCRA & CFPB Compliant · Updated 2026

Dispute Credit Errors
The Smart Way

ResolveDesk Pro generates legally precise dispute letters, tracks every open case, and sends certified mail — all in one FCRA-compliant platform built for credit repair professionals and individuals.

No credit card required
14-day free trial
Cancel anytime
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Built for compliance with

FCRA
·
CFPB
·
Metro 2
·
CROA
·
FDCPA
Features

Everything you need to win disputes

From generating compliant dispute letters to tracking 30-day bureau deadlines — ResolveDesk Pro handles the entire dispute lifecycle.

30-Day Deadline Tracker

Automatically creates follow-up reminders when a dispute is sent. Never miss the bureau's mandated 30-day investigation window again.

Certified Mail via Lob

Send certified dispute letters directly from the platform with Lob integration. Creates an official USPS paper trail — or print and mail yourself.

Client Management

Manage all your clients in one place. Track credit profiles, dispute history, open cases, and 30-day deadlines for every client you serve.

PDF Letter Generation

Generate print-ready PDF dispute letters with one click. Each letter is properly formatted with legal language, consumer rights citations, and your client's information pre-filled.

Dispute Tracking Dashboard

Real-time overview of all active disputes, response statuses, deletion results, and upcoming deadlines — in a single clean dashboard.

How It Works

From upload to dispute in minutes

A simple, repeatable workflow that any credit repair operator — or individual — can follow.

01

Add Your Client (or Yourself)

Enter client details and their credit profile — manually or by referencing their credit report. No uploading a file required.

02

Select Dispute Items

Choose from accounts, late payments, collections, inquiries, bankruptcies, or Metro 2 errors. Pick the right letter template from our library.

03

Generate & Send

Generate a PDF dispute letter or send certified mail through Lob directly from the platform. All 3 bureaus in one click.

04

Track the 30-Day Window

ResolveDesk Pro automatically creates a follow-up task 30 days out. Review bureau responses and escalate if necessary.

Built for Compliance

Designed around the law — not around the letter

Every template and workflow in ResolveDesk Pro is built to reflect current FCRA requirements, CFPB guidance, and CROA obligations. We monitor for regulatory changes weekly and update templates accordingly.

FCRA § 611 Dispute Rights
CROA Disclosure Language
Metro 2 Format Disputes
CFPB Weekly Monitoring
FDCPA Fair Debt Language

Legal Disclaimer

ResolveDesk Pro is a software tool and does not provide legal advice. Templates are for informational purposes. Consult a licensed consumer finance attorney in your state for legal guidance. Credit repair results are not guaranteed.

Pricing

Simple, transparent pricing

Start free for 14 days. No credit card required. Cancel anytime.

Starter
$97/mo
For solo operators handling personal disputes
  • Up to 20 clients
  • All dispute letter templates
  • PDF letter generation
  • 30-day deadline tracking
  • Lob certified mail (optional)
  • CFPB compliance updates
Start Free Trial
Agency
$297/mo
For credit repair agencies at scale
  • Unlimited clients
  • All Professional features
  • Multi-operator access
  • Full admin dashboard
  • API access (coming soon)
  • Dedicated support
Start Free Trial
FAQ

Common questions

Do I need to be a credit repair business?

No. ResolveDesk Pro is for anyone — individuals disputing their own credit, family members helping loved ones, or professional credit repair operators. Personal use carries no CROA obligations.

How current are the dispute templates?

Our automated CFPB/FCRA monitoring runs weekly and flags any regulatory changes that would affect templates. We recommend an annual review by a consumer finance attorney for operators.

What is Lob certified mail?

Lob is a third-party service that prints and mails your dispute letters via USPS certified mail — creating an official paper trail. You can connect your own Lob account or print and mail letters yourself.

Does the software guarantee results?

No software can guarantee credit repair results. ResolveDesk Pro helps you generate compliant letters and manage the process — outcomes depend on the accuracy of the disputed information and bureau responses.

What is Metro 2?

Metro 2 is the industry-standard format credit bureaus use to report account information. ResolveDesk Pro includes dispute templates specifically targeting Metro 2 reporting errors — one of the most effective dispute strategies.

Can I cancel anytime?

Yes. No long-term contracts. Cancel your subscription at any time from your account settings. Your data remains accessible until the end of your billing period.

Ready to start disputing smarter?

Join credit repair professionals using ResolveDesk Pro to generate compliant letters, track disputes, and rebuild credit — faster.

Start Your Free Trial

14-day free trial · No credit card required · Cancel anytime